TERMS OF SERVICE AND REFUND POLICY PAGE

JBM Solutions is a South African digital marketing and training company offering marketing services, online courses, and business growth memberships.
These terms govern your use of our website, digital products, and services.

By accessing or using our services, you agree to be bound by these terms and conditions, as well as our Privacy Policy and Refund Policy.

To use our services or purchase any product, you must be at least 18 years old or have permission from a legal guardian.

3.Services and Products

We provide three main types of services:

  • Digital Marketing Services – Monthly packages for advertising, campaign management, and creative strategy.
  • Training Programs – Once-off and subscription-based courses that teach marketing and business skills.
  • Business Growth Memberships – Ongoing memberships offering exclusive marketing templates, systems, and monthly updates.

4.Payment Termse delivered digitally.

  • All prices are listed in South African Rands (ZAR).
  • Payments are processed securely through Paystack.
  • Monthly subscriptions will automatically renew unless cancelled before the next billing date.
  • You are responsible for ensuring your payment method remains valid and up to date.

Refund Policy

All sales of digital products, online courses, and memberships are final.
Since all programs and resources are delivered electronically with instant access, refunds are not available once a purchase has been completed.
For full details, please review our Refund Policy page.

6.ntellectual Property

All content, materials, templates, graphics, and resources provided by JBM Solutions are protected by copyright laws.
You may not copy, resell, or redistribute any materials without written consent.

7. User Responsibilities

You agree not to use our website or services for any unlawful purpose, and you must not:

  • Attempt to copy or resell our content or systems.
  • Misrepresent your relationship with JBM Solutions.
  • Share or distribute paid content without authorization.

8.Disclaimer

While our marketing systems and training programs are designed to deliver measurable results, we cannot guarantee specific outcomes.
Results may vary based on effort, implementation, and market conditions.

9.Limitation of Liability

BM Solutions is not liable for any loss of profit, data, or business opportunity resulting from the use of our services or website.
All services are provided “as is” and “as available.”

10. Amendments

We may update these Terms of Service at any time.
Changes will take effect immediately upon posting to this page, with the updated effective date shown above.